100 Car Refinancing Jokes and One-Liners!

or

as seen on

  1. Why did the car apply for a refinance? It wanted to get a better rate and drive its interest down!
  2. What do you call a car loan with low interest? A smooth ride!
  3. Why did the car need to refinance? It ran out of gas and couldn't pay its loan on time!
  4. How do cars refinance their loans? They go to the re-tire-ment office!
  5. Why did the car go to the bank? To check its balance!
  6. Why did the car refuse to refinance? It didn't want to shift gears financially!
  7. Why was the car loan always stressed? It had too many outstanding balances!
  8. What did the car say when it got a lower interest rate? "Now that's a deal I can drive with!"
  9. Why do cars make terrible loan officers? They always park the interest rates too high!
  10. Why did the car go to the mechanic before refinancing? It needed a financial tune-up!
  11. How do you make a car refinance joke? Just put the brakes on high interest!
  12. What did the car loan say to the borrower? "I'm here to fuel your dreams!"
  13. Why did the car need refinancing after a long road trip? It had too many miles on its loan!
  14. How do you know a car loan is happy? It's always on the road to lower interest!
  15. Why did the car loan apply for a loan modification? It couldn't afford the traffic tickets!
  16. What do you call a car loan that's always on time? A punctual principal!
  17. Why did the car loan fail its emissions test? Too much interest build-up!
  18. Why did the car start a savings account? To brake for better rates!
  19. How did the car feel after refinancing? Like it was cruising down Easy Street!
  20. Why did the car apply for a refinance online? To avoid the traffic at the bank!
  21. What did the car say when it got a lower monthly payment? "Now I can afford more gas!"
  22. How do you refinance a luxury car? Carefully, it has a lot of value!
  23. Why did the old car refuse to refinance? It was too set in its ways!
  24. How do cars celebrate after refinancing? They throw a lower-interest-rate party!
  25. What did the car say to its high-interest loan? "It's time for a tune-down!"
  26. Why did the sports car refinance? To go from 0 to savings in no time!
  27. Why did the car loan need a vacation? It was overworked and underpaid!
  28. How do cars avoid high interest rates? By driving down a different financial road!
  29. Why was the car loan always tired? It had too many miles on its balance!
  30. How did the car feel about its new loan terms? Like it just got a fresh coat of paint!
  31. Why did the car refuse the first refinance offer? It was a real clunker!
  32. How do you know a car loan has been refinanced? It starts to purr like a kitten!
  33. Why did the car loan get a second job? To pay off its high-interest friends!
  34. How do cars handle their finances? With a lot of drive and determination!
  35. What did the car say when it got approved for refinancing? "Whew, now I can breathe easier!"
  36. Why did the car loan call a tow truck? It couldn't handle the heavy interest!
  37. What do you call a happy car loan? A loan with low mileage!
  38. Why did the car loan need a mechanic? To fix its broken interest rates!
  39. How do you refinance a car loan? Shift it into a lower gear!
  40. Why did the car loan have so many friends? It was always lending a hand!
  41. What did the car say after its loan was refinanced? "I'm back on the road to savings!"
  42. Why did the car loan need therapy? It was overwhelmed by debt!
  43. How do you make a car loan smile? Lower its interest rate!
  44. Why did the car loan feel lighter? It dropped some of its heavy interest!
  45. How do cars handle refinancing stress? They go for a relaxing drive!
  46. Why did the car loan apply for refinancing? It needed a financial overhaul!
  47. How do you know a car loan is in trouble? It starts sputtering with high interest!
  48. Why did the car loan join a gym? To get in financial shape!
  49. What do you call a car loan with no worries? A loan that's been refinanced!
  50. Why did the car loan go to a financial advisor? To steer clear of high interest rates!
  51. How do you refinance a truck loan? With a big savings plan!
  52. Why did the car loan feel so heavy? It was carrying too much interest!
  53. What did the car say when it got a lower interest rate? "Now I can afford that road trip!"
  54. How do cars keep their finances in check? By regularly tuning up their loans!
  55. Why did the car loan need a pit stop? To refuel with lower interest!
  56. How do you know a car loan is in good shape? It has a low interest rate!
  57. Why did the car loan apply for a refinance? To get a smoother ride!
  58. What do you call a car loan with a high interest rate? A financial pothole!
  59. How do cars save money on their loans? By refinancing for a better rate!
  60. Why did the car loan need a new engine? It was running on high interest!
  61. What did the car say to the high-interest loan? "It's time to hit the brakes!"
  62. How do you refinance a car loan? With a lot of patience and paperwork!
  63. Why did the car loan need an oil change? To smooth out its financial gears!
  64. What did the car say when it got a better rate? "Now I can afford to upgrade!"
  65. Why did the car loan feel sluggish? It was weighed down by interest!
  66. How do cars stay financially healthy? By regularly refinancing their loans!
  67. Why did the car loan need a tune-up? To lower its interest rates!
  68. What did the car say to the low-interest loan? "You complete me!"
  69. How do you know a car loan is happy? It's always cruising smoothly!
  70. Why did the car loan need a break? It was exhausted from high interest!
  71. What do you call a car loan that's been refinanced? A well-oiled financial machine!
  72. Why did the car loan feel refreshed? It just got a lower interest rate!
  73. How do cars avoid financial breakdowns? By refinancing their loans regularly!
  74. Why did the car loan need a new battery? To jump-start its savings!
  75. What did the car say when it got a lower payment? "Now I can drive stress-free!"
  76. How do you know a car loan is doing well? It has a low interest rate and a smooth ride!
  77. Why did the car loan need a financial check-up? To lower its interest rate!
  78. What did the car say to the refinance offer? "I'll take it for a spin!"
  79. How do cars handle their loans? With a lot of financial horsepower!
  80. Why did the car loan feel so light? It dropped its high-interest baggage!
  81. What do you call a car loan with no stress? A refinanced loan!
  82. Why did the car loan need a mechanic? To fix its high-interest problems!
  83. How do cars save money on their loans? By refinancing for a lower rate!
  84. Why did the car loan need new tires? To handle the financial road ahead!
  85. What did the car say when it got approved for refinancing? "Now I can cruise comfortably!"
  86. How do you know a car loan is in trouble? It starts to shake with high interest!
  87. Why did the car loan need a new paint job? To look good for refinancing!
  88. What do you call a car loan with a low interest rate? A financial dream come true!
  89. Why did the car loan need a tune-up? To lower its monthly payments!
  90. How do cars handle financial stress? By refinancing their loans for better rates!
  91. Why did the car loan need a break? It was tired of high interest rates!
  92. What did the car say when it got a better rate? "Now I can afford more road trips!"
  93. How do you know a car loan is happy? It's always on the road to savings!
  94. Why did the car loan need a new engine? To power through high interest!
  95. What did the car say when it got a lower payment? "Now I can drive with ease!"
  96. How do you refinance a car loan? With a lot of financial finesse!
  97. Why did the car loan need a pit stop? To refuel with lower interest!
  98. What do you call a car loan with no worries? A refinanced loan!
  99. Why did the car loan need an oil change? To smooth out its financial gears!
  100. How do you know a car loan is in good shape? It has a low interest rate and a smooth ride!

We've made it so easy for you to do online.


It's as simple as uploading your vehicle alongside your documents. Then, a Finance Manager will find out what rates you qualify for before showing you your options for vehicle refinancing.

1: Upload Your Vehicle


Submit an application and upload your vehicle including your Driver's License, Ownership, and VIN number.

2: Confirm Your Goals


Speak with a Finance Manager to unlock your goals such as up to 6 months no payments or up to $30,000 cash back.

2: Sign and Keep Driving!


Sign online and keep driving without ever having to visit a dealership. We don't even need to see your vehicle in person!

About Dealerhop

Car-buying starts online in Canada with Dealerhop. Get approved to purchase a new or used vehicle without ever leaving home using fulfilment partners in your community.


*Disclaimer: Payment terms and interest rates can vary. The lowest being 0% interest and up to 29.99% interest. We abide by all privacy laws and you are under no obligation to use our site. By using our site you understand all terms and conditions, and that payment, interest rates, and lease/finance terms will be determined at a later date when formal paperwork is signed. *Free Door-to-Door Delivery is not guaranteed. A fulfilment partner may not be able to offer this option due to staffing, lack of delivery tools, and other variables that are not in control by Dealerhop.com. Some fulfilment partners will not deliver outside a specific radius of their location. Please see dealer for details. By selecting an in-store or door-to-door delivery, Dealerhop.com proceeds to match the applicant with a fulfilment partner that is best suited to serve that customer. It is not guaranteed that you will get matched with a fulfillment partner.


Dealerhop is not a lender. Once you complete our form, we will match you with a fulfillment location and auto finance lender to discuss your vehicle and financing options with you. Financing is almost guaranteed through our in-house financing partners, however, the amount of loan and options are conditional OAC. Financing is OAC and subject to approval from 3rd party lenders or dealers. Payment terms and interest rates can vary greatly by the lender. Any approval will come with conditions from the lender. Please read and fully understand all terms and conditions prior to financing a car. The provinces we service may change without notice.

Icons and graphics made by Icon54

Share by: